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1 Welcome to Foredge

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
BY ACCESSING OR USING THE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE (“TERMS OF USE”).
IF YOU DO NOT AGREE TO THE TERMS OF USE YOU SHOULD DISCONTINUE YOUR USE OF THE SERVICES.

By accessing Foredge.ai you are agreeing to these terms and conditions. If you do not agree with the terms and conditions, you should not use Foredge.ai or any Foredge Content and should cancel any subscription in accordance with your cancellation rights. If you have any questions, please contact help@foredge.ai.

2 Introduction

By using the information, tools, features and functionality located on Foredge.ai (together the "Service"), you agree to be bound by this Agreement, whether you are a "Visitor" (which means that you simply browse the Foredge.ai application) or you are a "Member" (which means that you have registered with Foredge). The term "you" or "User" refers to a Visitor or a Member. If you wish to become a Member, and make use of the Service, you must read this Agreement and indicate your acceptance during the Registration process.

3 Services

The Site publishes information relating to financial estimation and news from time to time. All information published and disseminated on the Site including the recommendations, blogs, contents of our newsletters, calculators, other tools and features provided on the Site are for information and educational purposes to enable the User(s) to make prudent financial decisions.

The information including recommendations, opinions, suggestions disseminated on the platform being merely recommendatory in nature are aimed at providing mass customer customization service. The said recommendations, opinions, suggestions made are based upon the calculations, predictions, estimations, opinions and analysis undertaken by Foredge.ai and may be accompanied with analysis notes/changes from time to time without prior notification.

Foredge.ai is not responsible for any damages resulting from use of this platform by anyone. The User(s) shall not use the Site for illegal purposes. The User(s) undertakes to (i) abide by all applicable local, state, national, international laws and regulations in the use of the platform (including laws regarding intellectual property) (ii) not resell material on the Site, (iii) not interfere with or disrupt the use and enjoyment of the Site by other User(s), (iv) not engage, directly or indirectly, in transmission of "spam", chain letters, junk mail or any other type of unsolicited communication, and (v) not defame, harass, abuse, or disrupt other User(s) of the Site.

Foredge.ai is neither a Portfolio Manager, Broker, Sub-broker nor is it registered, cooperating or relating at any type with any stock exchange. It does not manage the User’s funds but merely recommends Users to buy, sell or hold certain securities. Foredge.ai does not come under the purview of the SEBI (Portfolio Managers) Regulations 1993 or SEBI (Stock Brokers and Sub Brokers) Regulations 1992.

  • Authority. You agree that you are permitted to use the Services under applicable law. If you are using the Services on behalf of a company, business or other entity, you represent that you have the legal authority to accept these Terms on behalf of that entity, in which case that entity accepts these Terms, and ‘you’ means that entity. If you are accessing an account on behalf of the account owner (e.g. as an administrator, consultant, analyst etc.), the Terms apply to your activities on behalf of the account owner.
  • Indemnity. If you are using the Services on behalf of a company, business or other entity, or if you are using the Services for commercial purposes, you and the entity will hold harmless and indemnify the Foredge Entities from any suit, claim or action arising from or related to the use of the Services or violation of these Terms, including any liability or expense arising from claims (including claims for negligence), losses, damages, suits, judgments, litigation costs and legal fees.
  • Age. If you are under the Minimum Age 18, you may not register for an account.
  • Member conduct. You agree not to use the Services to:
    1. Obtain or attempt to obtain unauthorized access to the Services or to Oath’s servers, systems, network or data;
    2. Make available any content that is harmful to children, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful or racially, ethnically or otherwise objectionable;
    3. Violate any applicable laws or regulations;
    4. Impersonate any person or entity, or forge or manipulate headers or identifiers to disguise the origin of any content transmitted through the Service;
    5. Make available any content that you do not have the right to make available or that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any person or entity;
    6. Post content containing advertisements or other commercial solicitations without our prior written permission;
    7. Make available viruses or any other computer code, files, programs or content designed to interrupt, destroy or limit the functionality of the Services or affect other users; or
    8. Interfere with or disrupt the Services or servers, systems or networks connected to the Services in any way.
  • Use of Services. You must follow any guidelines or policies associated with the Services. You must not misuse or interfere with the Services or try to access them using a method other than the interface and the instructions that we provide. You may use the Services only as permitted by law. Unless otherwise expressly stated, you may not access or reuse the Services, or any portion thereof, for any commercial purpose.
  • Anti-corruption laws. You agree to comply with all applicable anti-corruption laws including laws that prohibit unlawful payments to anyone for a corrupt purpose in relation to these Terms. 

  • Ownership and reuse. Using the Services does not give you ownership of any intellectual or other property rights or interests in the Services or the content you access. You must not use any branding or logos used in the Services unless Foredge has given you separate explicit written permission. You may not remove, obscure or alter any legal notices displayed in or along with the Services. Unless you have explicit written permission, you must not reproduce, modify, rent, lease, sell, trade, distribute, transmit, broadcast, publicly perform, create derivative works based on, or exploit for any commercial purposes, any portion or use of, or access to, the Services (including content, advertisements, APIs and software).
  • Software license. Subject to your continuing compliance with these Terms, Foredge grants you a personal, royalty-free, non-transferable, non-assignable, revocable and non-exclusive license to use the software. This licence is for the sole purpose of enabling you to use and enjoy the benefit of the Services as provided by Foredge, in the manner permitted by these Terms and any additional terms or guidelines. You may not reverse-engineer or attempt to extract the source code of our software, unless applicable laws prohibit those restrictions or you have our explicit written permission. Foredge software may automatically download and install security or other updates without prior notification to you.
  • Support. Unless otherwise expressly stated, Foredge does not promise to provide you with any support for the Services. If Foedge does provide you with support, it is at Foredge’s sole discretion and does not mean that we will continue to provide you with support in the future.
  • Fees. Foredge reserves the right to charge fees for use of or access to the Services (and any associated support), whether currently in existence or not, in Foredge’s sole discretion. If Foredge decides to charge fees, Foredge’s payment terms will apply and Foredge will provide you with prior notice.
  • Different versions of the Services. Different features may be available in different versions of the Services and not all features may be available in your country or region. Also, not all features may be available if the user that you are communicating with is using a different version of the Services, or is using third-party software.
  • Anti-abuse policy. Foredge prohibits sending unsolicited emails or messages using the Services. You may not, in connection with the Services, engage in commercial activity on non-commercial properties or apps or high-volume activity without Foredge’s prior written consent. You may not engage in conduct or activity that is disruptive to the Services or the experience of other users.

4 Registration & Account Security

To use the Foredge Services, you will need to register for Foredge account by providing your email address or any other information required and accepting the terms of this Agreement. By using a Foredge Account, you agree and represent that you will use the Foredge Services only for and by yourself, and not on behalf of any third party, unless you have obtained prior approval from Foredge in accordance. You are fully responsible for all activity that occurs under your Foredge Account. We may, in our sole discretion, refuse to open a Foredge Account for you, or limit the number of Foredge Accounts that you may hold or suspend or terminate any Foredge Account or the trading of specific stock in your account.

In providing us with this or any other information that may be required, you confirm that the information is accurate and correct and you agree to keep us updated if any of the information you provide changes. We will treat this information in accordance with Section 5 (Data Protection).

Activation and Termination

Apart from the general informative content available on the Site/Apps or platform which may be accessed for free by Users upon accessing the Site/Apps or platform and subject to modifications made to the Site and/or the Services from time to time. 

Upon duly filling up the online registration form, the Site/Apps or platform will create an account for the Users and an e-mail containing a link for activation will be sent to the Users as per the details provided in the registration form. Upon clicking on the said link, the account will get activated. Foredge reserves the right to inspect the correctness of information if it deems necessary. Further, in case of suspicion in respect of any account, Foredge reserves the right to delay and/or deny the activation of the said suspicious account till such time its considers necessary, irrespective of receipt of payment by it.

Similarly, Foredge reserves the right to deactivate, suspend, restrict, terminate any account in the interest of the Site or in the general interest without any prior notice without giving any reason whatsoever. It may also deactivate the account on grounds of non-payment, unauthorized use, illegal use and/or incorrect or incomplete and untrue disclosure of information in which case the Users shall not be entitled to any claim for refund upon deactivation, suspension or termination of the account. Foredge reserves the right to change features/functionalities/entitlement at any point without prior intimation to the Users.

5 Privacy & data protection

Personal Data.

You acknowledge that we may process personal data in relation to you (if you are an individual), and personal data that you have provided (or in the future will provide) to us in relation to your employees and other associated, or other individuals (if you not an individual), in connection with this Agreement, or the Foredge Services. We will process this personal data in accordance with the Privacy Policy. Accordingly, you represent and warrant that:

your disclosure to us of any personal data relating to individuals other than yourself was or will be made in accordance with all applicable data protection and data privacy laws, and those data are accurate, up to date and relevant when disclosed;

before providing any such personal data to us, you acknowledge that you have read and understood our Privacy Policy, a copy of which is available here: Privacy Policy, and, in the case of personal data relating to an individual other than yourself, have (or will at the time of disclosure have) provided the individual with a copy of, or directed the individual towards a webpage containing that Privacy Policy (as amended from time to time); and

if from time to time we provide you with a replacement version of the Privacy Policy, you will promptly read that notice and provide updated copies of the Privacy Policy to, or re-direct towards a webpage containing the updated Privacy Policy, any individual whose personal data you have provided to us.

DISCLAIMER RELATING TO FINANCIAL INFORMATION

Information obtained through the Foredge Services should never be used as a substitute for professional financial advice. No content or User Content from the Foredge Services is intended for trading or investing purposes. Foredge, its subsidiaries, affiliates and licensors are not responsible for any financial, trading or investment decisions based on such information. Foredge services do not make trading recommendations. Foredge services do not advocate any trading methodology. Past results do not guarantee future results. Ideas and methods that worked once might stop working at any time. Foredge service is not an investment advisor and all investors should consult with a financial professional before placing any trades in the stock or other related markets.

The Site may provide certain financial market data, quotes, price forecasts, other forecasts, news, research, predictions, recommendations, and opinions or other financial information (collectively "Information") that has been independently obtained by certain financial market information services, financial publishers, various securities markets including stock exchanges and their affiliates, investment bankers, and other providers (collectively the "Information Providers") or has been obtained by Foredge from Users and/or from other sources including computer algorithms that may include guessing or other sources of random information.

All data and Information is provided "as is" and the Information is intended solely as general information for educational and entertainment or academia research purposes only and is neither professional stock broker advice for any investment nor a substitute for other professional advice and services from qualified financial services providers familiar with your financial situation. Decisions based on Information contained within the platform are your sole responsibility. Always seek the advice of your financial advisor or other qualified financial services provider regarding any investment. The Information is provided with the understanding that neither Foredge nor its Users are engaged in rendering professional services or advice. Your use of the platform is subject to this disclaimer: Foredge assumes no responsibility for any consequences relating directly or indirectly to any action or inaction you take based on the information or other material on this Site.

Foredge does not guarantee or certify the accuracy, completeness, timeliness, or correct sequencing of the Information made available through Foredge, the Information Providers, or any other third party transmitting the Information (the "Information Transmitters"). You agree that Foredge, the Information Providers, and the Information Transmitters shall not be liable in any way for the accuracy, completeness, timeliness, or correct sequencing of the information, or for any decision made or action taken by you relying upon the information.

Foredge expressly disclaims all liability for errors in the accuracy of financial forecasts that it emphasizes contain inherent inaccuracies because they are based on information from other users as well as algorithms that incorporate guessing. Users agree that if the Information is inadvertently biased or Foredge's algorithms for aggregating and presenting the Information is flawed, Foredge shall not be liable for any injury, loss, or any other claim of a User.

6 Links to third party sites

The Foredge may include content, applications and services from or links to external websites or resources (“External Content”). All External Content is the responsibility of the external provider and provided by them subject to their own terms. Foredge has no control over and does not endorse any External Content and Foredge is not responsible for the availability, accuracy or reliability of such External Content, or for any loss suffered by you based on reliance on the External Content. Any dispute you have regarding External Content on the Foredge should be taken up with the external provider directly.

7 INTELLECTUAL PROPERTY RIGHTS

As between Foredge and you, the Developer’s Tools, Foredge Marks, and all intellectual property rights therein and thereto are and shall at all times remain the sole and exclusive property of Foredge. You have no rights with respect to Developer’s Tools or Foredge Marks except as expressly set forth in this Agreement. If you obtain Foredge's prior written consent, you may use and display the Foredge Marks solely to attribute the Developer’s Tools as the source of your Application.

The references to trademarks, trade names, business names and other proprietary information of third party sites do not amount to an endorsement or recommendation by Foredge. All materials, information and content that may be referenced on the platform and belonging to third parties constitute the intellectual property of such third party and Foredge claims no ownership rights in respect thereof. Foredge is not responsible for the content of or any damage that may result from the User’s access to or reliance on third-party sites. If the User links to third-party sites, he/she does so at his/her own risk.

Links to third party materials (including without limitation any websites) may be provided as a convenience but are not controlled by us. You acknowledge and agree that we are not responsible for any aspect of the information, content, or services contained in any such third party materials accessible or linked to from the Site.

8 SITE AVAILABILITY AND ACCURACY

Access & Availability. Access to Foredge Services may become degraded or unavailable during times of significant volatility or volume. This may lead to support response time delays.

Although we strive to provide you with excellent service, we do not guarantee that the Site or other Foredge Services will be available without interruption and we do not guarantee that any order will be executed, accepted, recorded, or remain open; and

please note that our customer support response times may be delayed, including during times of significant volatility or volume, especially for non-trust and safety issues.

Foredge shall not be liable for any losses resulting from or arising out of transaction delays.

Website Accuracy. Although we intend to provide accurate and timely information on the Site/App or platform, the services (including, without limitation, the Content (as defined below)) may not always be entirely accurate, complete or current and may also include technical inaccuracies or typographical errors.

In an effort to continue to provide you with as complete and accurate information as possible, information may, to the extent permitted by applicable law, be changed or updated from time to time without notice, including without limitation information regarding our policies, products and services. Accordingly, you should verify all information before relying on it, and all decisions based on information contained on the Site are your sole responsibility and we shall have no liability for such decisions.

9 Liability

Release of Foredge. If you have a dispute with one or more users of the Foredge Services (other than Foredge), you agree that neither we nor our affiliates or service providers, nor any of our respective officers, directors, agents, joint venturers, employees and representatives, will be liable for any claims, demands and damages (actual and consequential, direct or indirect) of any kind or nature arising out of or in any way connected with such disputes.

Indemnification. You agree to indemnify us, our affiliates and service providers, and each of our, or their, respective officers, directors, agents, employees and representatives, in respect of any costs (including attorneys' fees and any fines, fees or penalties imposed by any regulatory authority) that have been reasonably incurred in connection with any claims, demands or damages arising out of or related to your breach and / or our enforcement of this Agreement (including without limitation your breach of our ‘Behaviour Policy’ or our ‘Policy on Prohibited Use, Prohibited Businesses and Conditional Use’) or your violation of any law, rule or regulation, or the rights of any third party.

Limitations of Liability.

No Warranties. The Foredge Services are provided on an "as is" and "as available" basis, with no further promises made by us around availability of the Foredge Services. Specifically, we do not give any implied warranties of title, merchantability, fitness for a particular purpose and/or non-infringement. We do not make any promises that access to the platform, any of the Foredge Services, or any of the materials contained therein, will be continuous, uninterrupted, timely, or error-free. We make no representations about the accuracy, order, timeliness or completeness of historical price data available on the platform. 

No Liability for Breach. We are not liable for any breach of the Agreement, including delays, failure in performance or interruption of service, where they arise directly or indirectly from abnormal and unforeseeable circumstances beyond our control, the consequences of which would have been unavoidable despite all effects to the contrary, nor are we liable where the breach is due to the application of mandatory legal rules.

10 Security

We will use all reasonable efforts to protect Customer Data (as defined below) collected by our applications, including without limitation any personally identifiable information ("PII"), from unauthorised access or use. In the event our systems or infrastructure that are used for storage, processing or hosting Customer Data are breached or compromised, or if Customer Data is inadvertently exposed to non-authorised third parties, you shall notify Foredge promptly of such a breach or exposure including root cause, remediation steps, and compensating controls to ensure such a breach does not occur in the future. We are responsible for providing customer notification under the state breach notification statutes and any other applicable privacy laws and you will bear the costs incurred by Foredge resulting from your breach or exposure.

You acknowledge that you are solely responsible for any personal injury or property damage arising from or relating to your use of any Developer’s Tools or any authorised or unauthorised use of your Application.

Data Use. You will not sell any Customer Data or disclose any Customer Data to any third party. Your application may use Customer Data only as required for use and access to your Application by the end user to whom such Customer Data relates. You shall not sublicense the Customer Data to any third party, and you shall not use or disclose any information derived directly or indirectly from the Customer Data for any purpose other than as set forth above.

Without limiting the generality of the foregoing, you shall not use any part of the Customer Data to create a database separate from your Application or transmit all or part of the Customer Data to any third party for any use separate from your Application. Any use of Customer Data other than as expressly permitted by this Agreement is strictly prohibited.

You agree that you will not:

  • Use any robot, spider, scraper, deep link or other similar automated data gathering or extraction tools, program, algorithm or methodology to access, acquire, copy or monitor Foredge service or any portion of Foredge’s website, without Foredge’s express written consent, which may be withheld in Foredge’s sole discretion;
  • Use or attempt to use any engine, software, tool, agent, or other device or mechanism (including without limitation browsers, spiders, robots, avatars or intelligent agents) to navigate or search Foredge, other than the search engines and search agents available through the Service and other than generally available third-party web browsers (such as Microsoft Explorer);
  • Post or transmit any file which contains viruses, worms, Trojan horses or any other contaminating or destructive features, or that otherwise interfere with the proper working of Foredge or the Service; or
  • Attempt to decipher, decompile, disassemble, or reverse-engineer any of the software comprising or in any way making up a part of Foredge or the Service.

Password Security. In order to access Foredge Services you will be required to create or will be given security details, including a username and password. You are responsible for keeping the electronic device through which you access Foredge Services safe and maintaining adequate security and control of any and all security details that you use to access the Foredge Services. This includes taking all reasonable steps to avoid the loss, theft or misuse of such electronic device and ensuring that such electronic device is both encrypted and password protected. You must keep your security details safe at all times. For example, you should not write them down or otherwise make them visible to others.

You should never allow remote access or share your computer screen with someone else when you are logged on to your Foredge Account. Foredge will never under any circumstances ask you for your IDs, passwords, or 2-factor authentication codes or to screen share or otherwise seek to access your computer or account. You should not provide your details to any third party for the purposes of remotely accessing.

Security Breach. If you suspect that your Foredge Account or any of your security details have been compromised or if you become aware of any fraud or attempted fraud or any other security incident (including a cyber-security attack) affecting you and / or Foredge (together a "Security Breach"), you must:

  • Notify Foredge Support as soon as possible by email at: help@foredge.ai.
  • Continue to provide accurate and up to date information throughout the duration of the Security Breach; and
  • you must take any steps that we reasonably require to reduce, manage or report any Security Breach.

Failure to provide prompt notification of any Security Breach may be taken into account in our determination of the appropriate resolution of the matter.

Safety and Security of Your Computer and Devices. Foredge is not liable for any damage or interruptions caused by any computer viruses or other malicious code that may affect your computer or other equipment, or any phishing, spoofing or other attack. We advise the regular use of a reputable and readily available virus screening and prevention software. You should also be aware that SMS and email services are vulnerable to spoofing and phishing attacks and should use care in reviewing messages purporting to originate from us.

11 Cancelling your account/email address

Cancellations by us:Foredge reserves the right to suspend or terminate your subscription if you breach these terms and conditions, with or without notice whether prior or not and without further obligation to you. We may also suspend or terminate your subscription if we are prevented from providing services to you by circumstances beyond our control. If we terminate your subscription for any reason and/or permanently cease publishing Foredge, the Foredge Content or cease to provide subscription services then, unless there are exceptional circumstances, we will provide you with a pro rata refund to your credit card. This means that we will refund you with any amounts that you have paid us in advance that relate to any remaining and unexpired period of your subscription.

Cancellation of your registration: If you are a registered user, but not a subscriber, then Foredge reserves the right to suspend or terminate your registration at any time, with or without notice and without further obligation to you. If you would like to cancel your registration, then please contact our customer services team at: help@foredge.ai or using the telephone numbers set out above.

12 Online and Mobile Alerts

Foredge may from time to time provide automatic alerts and voluntary account-related alerts.

Automatic alerts may be sent to you following certain changes made online to your Foredge account, such as a change in your Registration Information.

Electronic alerts will be sent to the email address you have provided as your primary email address for Foredge.ai. If your email address or your mobile device’s email address changes, you are responsible for informing us of that change. You can also choose to have alerts sent to a mobile device that accepts text messages. Changes to your email address or mobile number will apply to all of your alerts.

Because alerts are not encrypted, we will never include your passcode. However, alerts may include your Foredge.ai Login ID and some information about your accounts. If you do not want to receive any particular alert, simply turn it off from setting.

13 MODIFICATION OF TERMS OF USE

Foredge may add, delete, alter, modify, amend or update the terms and conditions of this Agreement from time to time without any prior notification to the Users and the additional, amended or modified terms and conditions of use shall be effective immediately upon posting. The access and use by the Users of the Site shall constitute his/her acceptance of the said additional, amended or modified terms and conditions.

Terms dated July 20, 2019